Credit Risk Analyst III
At TreviPay, we believe loyalty begins at the payment. Thousands of sellers use our global B2B payments and invoicing network to provide choice and convenience to buyers, open new markets and automate accounts receivables. With integrations to top eCommerce and ERP solutions and flexible trade credit options, TreviPay brings 40 years of experience serving leaders in manufacturing, retail and transportation.
Every day, TreviPay employees are challenged and empowered in a supportive, collaborative, entrepreneurial environment.
The Credit Analyst III
plays a critical role in TreviPay’s global risk operations by adjudicating complex small business credit applications that fall outside automated decisioning thresholds. This senior-level position is responsible for evaluating fraud and credit risk across multiple international markets, ensuring sustainable growth through sound credit decisions and policy adherence.
Key Responsibilities
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Make informed decisions on “grey area” scored credit applications for small businesses across multiple countries.
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Assess international public and private company applications for fraud and creditworthiness using TreviPay’s proprietary tools and third-party data sources.
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Independently analyze and document credit decisions in accordance with internal policies and regulatory requirements.
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Identify and request additional documentation to support risk assessments, collaborating with internal teams and leadership.
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Engage directly with clients or applicants to clarify risk indicators and validate application data.
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Contribute to the development and refinement of credit policies and procedures.
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Lead or support departmental projects and initiatives as needed.
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Mentor junior analysts and serve as a point of escalation or delegated authority in leadership absence.
Required Qualifications
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Minimum 5 years of experience in manual adjudication of small business credit applications in a scored environment.
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Demonstrated ability to evaluate complex credit profiles and mitigate fraud risk.
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Advanced coursework in finance, accounting, or credit analysis (bank-sponsored or academic).
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Deep understanding of commercial credit principles and regulatory frameworks.
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Strong analytical, decision-making, and problem-solving skills.
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Excellent communication skills—written, verbal, and interpersonal.
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Proven ability to work independently and collaboratively in a fast-paced environment.
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Expert-level knowledge of TreviPay’s client programs, credit policies, and risk tools.
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Authorized to hold up to $100,000 in individual credit authority.
Preferred Qualifications
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Experience in international commercial credit and fraud risk assessment.
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Background in indirect lending, small business credit, or credit card risk management.
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Familiarity with automated decisioning systems and data-driven risk modeling.
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Strong Foreign Language skills preferred but not required.
Why you will love working at TreviPay
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Competitive salary
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Paid parental leave
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Generous paid time off
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Medical, dental, vision, FSA, Life/AD&D, long and short term disability
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401K matching
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Employee referral program
At TreviPay we believe:
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in saying yes to unique and challenging requirements
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empowered team members are creative team members
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our products make the customer’s day just a little bit better
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work/life balance makes us all more effective
TreviPay is an Equal Opportunity and Affirmative Action Employer. We welcome all veterans and disabled applicants.
Individuals with disabilities will be provided reasonable accommodation to participate in the job application and/or interview process. Please contact Recruiting@trevipay.com
to request an accommodation.