Credit & Risk Policy Analyst
The Credit & Risk Policy Analyst is a key individual contributor responsible for supporting the development, maintenance, and governance of credit and risk policies. This role plays a critical part in drafting and updating policies, conducting research, and supporting policy implementation across the organization. The Policy Analyst serves as a trusted resource to internal stakeholders by ensuring policy accuracy and consistency, maintaining knowledge management systems, and supporting policy governance, training initiatives, and post‑implementation review efforts.
Key Responsibilities
• Policy Research & Development: Assist in drafting, updating, and maintaining policies related to credit risk, lending practices, and compliance.
• Stakeholder Collaboration: Support engagement with legal, compliance, and credit risk teams to gather insights and ensure policies align with business and regulatory requirements.
• Documentation & Governance: Assist in maintaining policy documentation, ensuring accuracy, clarity, and accessibility for stakeholders. Help update and organize knowledge management systems.
• Training & Awareness Support: Help develop training materials and assist in policy education initiatives to ensure teams understand and properly implement policies.
• Knowledge Management: Support organization and updates of policy documentation in various knowledge management platforms to ensure ease of access.
• Policy Effectiveness & Adherence Monitoring: Contribute to regular policy reviews and quality assurance efforts by conducting research, supporting post-implementation reviews, and assessing whether policies are properly understood and followed. Help identify opportunities for clarification, improvement, or additional training to enhance policy effectiveness and consistency in application.
Skills & Competencies
• Policy Writing & Documentation: Ability to draft clear, well-structured, and actionable policies.
• Commercial Lending & Credit Risk Knowledge: Understanding of credit risk, commercial lending, and regulatory frameworks.
• Project Coordination & Organization: Strong ability to manage multiple tasks, track deadlines, and support policy initiatives.
• Attention to Detail: Ensures policy accuracy, compliance, and clarity.
• Interpersonal & Communication Skills: Effectively collaborates with stakeholders and assists in policy-related training and inquiries.
• Technology & Knowledge Management: Experience using or learning content management tools such as SharePoint, Helpjuice, or similar platforms.
Education and Experience Requirements
• Education: Bachelor's degree in finance, Business Administration, or a related field.
• Experience with writing credit policy, preferably at a banking institution.
• Preferred: 3+ years within commercial credit risk origination and management, risk compliance, or a related field.
• Technical Skills: Familiarity with credit risk frameworks, regulatory requirements, and knowledge management systems preferred.